I love my clothes shopping - a little too much some would say (the hubby in particular), but sometimes I see things I just absolutely have to have when my bank balance isn’t in agreement. This is when the simply fabulous invention of store account cards comes into its own! I’m pretty sensible with my highstreet account cards - I don’t put too much on to them and I almost always pay them off in full. If I can’t pay them off in full, then they’re usually cleared within a couple of months. I also have a rule that if I’ve still got a large chunk to clear on one card, I don’t put anything on another. However, despite this self discipline, things are still getting out of hand. It seems I can’t have a trip to Topshop these days without them offering me a 10% saving if I open a store card. ‘I’ve already got one I say’, ‘Ah, but it’s not our latest’ they respond. So, I stand there for another 5 to 10 minutes filling out the paperwork for the latest card. It’s when the statements roll in that the confusion really begins. For example, I have had 3 Dorothy Perkins Cards, simply because the first 2 had been filled out with slightly the wrong name! As I see the last purchases put on my Topshop card still sitting in the bag unworn, I’m beginning to wonder if all these Account cards are worth it!